Washington · Auto
Washington car insurance without the guesswork.
We shop 15+ personal auto carriers — standard, preferred, and non-standard — to find the right price for your driving record and vehicle.
What we quote
- Liability, PIP, uninsured / underinsured motorist
- Collision, comprehensive, glass, rental, roadside
- SR-22 filings, high-risk / non-standard markets
- Multi-vehicle, teen driver, classic auto, EV
Washington auto FAQ
What's the minimum auto insurance in Washington?
25/50/10 liability. We rarely recommend the minimum — Washington's medical and repair costs make 100/300/100 with an umbrella a much safer floor.
Is Washington a no-fault state?
No. Washington is a tort state — the at-fault driver is generally responsible for damages. PIP is optional but often worthwhile.
Will a WA speeding ticket raise my rates?
Usually yes, but not always. Impact depends on carrier, prior record, and the specific violation. Many carriers offer accident/violation forgiveness on top-tier programs.
Ready for a real quote from a real person?
Independent agency. Multiple A-rated carriers. Straight answers.