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General Liability

Protect your business against third-party claims.

Bodily injury, property damage, and personal & advertising injury coverage.

Overview

General liability is the foundation of commercial insurance. We match coverage forms and limits to your industry's real-world exposures — not a generic template.

What's typically included

  • Bodily injury
  • Property damage
  • Products / Completed operations
  • Personal & advertising injury
  • Additional insured endorsements

When you need it

  • Client contracts require it
  • You interact with the public or work at customer sites
  • You need certificates of insurance for jobs or leases

What this doesn't cover

  • Employee injuries (that's workers' comp)
  • Damage to your own property (that's commercial property)
  • Professional mistakes (that's E&O)

Coverage forms, limits, and exclusions vary by carrier and policy. This page is informational and not a statement of coverage.