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Flatbed & Heavy Haul

Flatbed insurance for steel, lumber, machinery, and oversized loads.

Independent access to specialty flatbed and heavy-haul markets.

Flatbed coverages

  • Primary auto liability
  • Motor truck cargo with securement
  • Load-shift & falling-object
  • Heavy haul / oversize endorsements
  • Physical damage on tractor & trailer
  • Rigger's liability (if applicable)
Do I need special cargo endorsements for flatbed?

Often yes — securement failures, load-shift, and steel/lumber-specific perils may require endorsement or higher limits.

What about heavy haul / oversized loads?

Oversized loads need permit compliance and often higher liability + cargo limits. We shop specialty carriers for heavy haul.

Ready for a real quote from a real person?

Independent agency. Multiple A-rated carriers. Straight answers.